Northwood Banks & Co Limited

The Simpler Infinity Plan is ideal for families, with several generations

Game Changing Idea Reduces Costs And Complexities When Planning A Will

For many people the idea of making a Will may seem complicated and expensive.

For many the idea of making a Will seems complicated and unaffordable. It can not only be uncomfortable to think about death, but dealing with legal language and potentialy high fees is also very off-putting. However, living in a time of widespread home ownership, increased numbers of blended families, and higher numbers of personal investments it has, arguably, never been more important to have Estate Planning in place.


Northwood Banks & Simpler Law

Since being founded in 2016 Northwood Banks' sister company, Simpler Law, have made it their mission to simplify the process of Will making. This approach has been very successful, with the firm now having in excess of 170,000 satisfied customers. By listening to these customers, looking to improve their services, Simpler Law discovered some very real concerns for the public.


Many people felt thay had to choose between either writing a Will or having a Lasting Power of Attorney prepared. The initial costs, particularly when it came to couples, could be a challenge. Especially today, budgeting for what may be several hundreds of pounds charged by small solicitors upfront can be difficult.


Challenges People Have With Wills

They also noticed that for an increasing number of families there is additional expense each and every time their life circumstances changed. There are several different family events which necessitate a change to a will; birth of children or grandchildren, divorce or re-marrying, step-children, even family fall-outs. All these situations, and more, require amendments to an existing Will, often  incurring further fees.


Probate & Estate Administration

Another issue for families is the upsetting task of dealing with Estate Administration after losing a loved one. Making the application for Probate, dealing with insurance companies and banks, and completing Government paperwork at an emotional time can prove especially trying. Many Estate Planning businesses offer a professional Executor option which removes this stress by having the work completed by a legal professional. However, due to the time consuming nature of dealing with this work this service attracts an additional fee. The industry average is around 3% of the value of the estate. With average house prices currently around £250,000 these fees often mount up to over £7,500!


Introducing Simpler Inifinity - The Subscription Estate Planning Option

With all this in mind, Simpler Law developed a new, exciting and game-changing plan to address these issues. Going further, this new service removes the costs for document updates and Estate Administration completely. The Simpler Infinity Plan, believed to be the first of its kind in the United Kingdom, is a solution to all these difficulties, available for an affordable set up fee and small, ongoing monthly payments.


The Simpler Infinity Plan does not just include a Family & Estate Will, a Lasting Power of Attorney, and Estate Administration. Included in the low ongoing monthly fee are free consultations, Inheritance Tax planning, unlimited document changes at any time, copy documents, and fully insured secure document storage. This document storage can also be used by customers to keep other key documents secure, including property deeds. With two different versions of  the Lasting Power of Attorney available Simpler Law have created a second plan which includes both for only an additional £3.00 per month over the standard plan fees.


“We pay for our car and house insurance monthly, we pay for service plans monthly, and it seemed obvious that we could pay for our Wills, Lasting Powers of Attorney, and Estate Administration monthly too.” said Simpler Law Managing Director Ian Peace, “We believe that the time is right for a plan which covers everything Simpler Infinity does.”


“Making Estate Planning accessible to as wide an audience as possible has been central to everything we have done at Simpler Law, and the other companies in the Group.” added Andy Townsend CEO of HAIG Consumer Group, Simpler Law’s parent organisation. “The Simpler Infinity plan is an affordable solution to problems faced by many today.”


The dedicated website,, outlines the benefits of the plans, and how they could help you.